What’s The Process?

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If you have any questions about our services or about applying for finance, please get in touch with us.

Reviewed by Financial Conduct Specialist August 2026

What’s The Process?

Vehicle Finance in 3 simple steps:

Find out how the vehicle finance process works at Future Car Credit, from applying to choosing a car once approved. See which documents you need.

We make our process as simple and stress-free as possible, we do all the hard work for you which saves you time and energy!

Finance Application

Apply for finance by completing our simple application form. Your details will be processed to get a finance approval – don’t worry if one of our advisors calls you to complete your proposal, we’re working with you to get you approved.

Approval & Credit Limit

Once accepted for finance, you will be given a credit limit so you know how much you have to spend on buying your new vehicle.

Finding a Vehicle

Then you can start looking for your new vehicle from any verified UK dealership. When you have found one, let us know & we will do the rest and will let you know as soon as your new wheels are ready to collect.

Required documentation for finance

Please bring all relevant documentation so that we can ensure speed and efficiency for your application.

Full UK drivers licence (only photo card required) or full European equivalent (accompanied with either a passport or ID card).

Your last 2 months payslips and/or your last 2 months bank statements if you receive any type of benefit/additional income.

If you have online statements, a banking link will be sent directly to you to complete and submit.